Group Critical Illness / Trauma

Providing a lump sum payment to the staff member to assist recovery form serious illness

Group Trauma Insurance provides a lump sum benefit if the patient is diagnosed with any condition among a list of 44 illnesses. Although there is a one-in-three chance of suffering a critical illness before age 65, current survival rates mean many patients survive for years after being diagnosed with a critical illness. The financial impact a critical illness has on employee’s family may take years to overcome.

Expenses such as travel, accommodation, unfunded or new medical treatments, partners’ wages, support workers and all those costs you don’t anticipate can be offset by a lump sum payment, so the employee can concentrate on returning to work. The cost of and recovery from treatment will be behind them much sooner.