Key or Special Employees

Protecting the business revenue if a key employee or staff member is off work for a period of time

Well-established businesses that employ managers, sales people or revenue producers that sit outside the business ownership will most likely need some special attention.

It is likely the business pays them well, provides a vehicle, a phone, some technology, a bonus and maybe even sends them on a holiday once a year.

But what if they can no longer do their job because they have been involved in an accident or suffered a debilitating illness? Where does that leave the business?

Our plans provide capital to introduce to the business if this happens. It is intended to cover things such as:

  • Lost revenue
  • Lost time value to the business
  • Recruitment costs to find a replacement
  • Lump sum for the employee